Why Single Premium? Seniors are tired of low returns, high risks and many are seeking ways to recreate lost wealth for their heirs. Some need benefits for nursing or home health care but want to reap these rewards without the usual underwriting hassles and concerns. Some single premium life products provide an alternative to clients…
Credit agency Equifax announced yesterday that it suffered a data breach affecting 143 million U.S. consumers. The hack exposed names, Social Security numbers, addresses, birth dates, and driver’s license numbers—all critical pieces of information used by identity thieves to impersonate people and conduct fraud. This is probably the most consequential data breach in history, considering…
There is truth in the old adage “only two certainties exist in life: death and taxes.” While there may not seem to be a lot of positivity around death and taxes, we here at IAMS believe that certainly creates opportunity for excellent planning. Single Premium Life Insurance (SPL) is one tool that can add peace…
Long term care continues to be an area of concern for clients. It is no surprise considering 70% of people turning age 65 will use long term care services of some type during their lifetime – and this likelihood only increases with age! (LongTermCare.gov). Additionally, the cost of care continues to increase with the national…
Insurance Agency Marketing Services, Inc. was founded in 1986 with service to producers as the centerpiece. As Charles Heuring, co-founder and president puts it, “We felt there was a real opportunity to build an organization around the idea of making the producer feel at home.” Over the past twenty-eight years the success of IAMS has…
