Modern SPL Strategies
Today’s single premium life products differ tremendously than the products of old in that many offer first year bonuses, return of premium features and indexed linked returns.
More often than not these products are offered as an annuity alternative as they provide tax deferral, safety of principal, speed of issue with no exams and top commissions. In addition they provide accelerated benefits for Terminal Illness, Long Term Care or Home Health Care with a tax free wealth transfer to the next generation.
If you have clients with assets they do not plan to “live on” but rather “leave on”, a single premium life product may be the right solution. We have Sales Tips to help get your started.View Producer Resources
More About Single Premium Life
Single premium life is the perfect solution for clients looking to shelter assets with an ultimate objective of transferring wealth. With its simple issue, accelerated benefits and tax favorable treatment clients can enjoy the safety and liquidity they seek in their golden years.
With our diverse portfolio of products we are confident we can help you place your most difficult single premium life cases.