On The Move – May 24, 2022

May 31, 2022 – Effective Date of Change Global Atlantic Financial Group Choice Accumulation II 10 25,000+ 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 7.50%  1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.20%  2 Year BlackRock Diversa Volatility Control w/ Spread:  1 Year Fixed Rate:  Rate 3.00% 1 Year MSCI EAFE Point to Point with Cap:  Cap…

What Is Real-Time Marketing?

Real-time marketing activities can show that you are a reliable source of information and assistance The last two years have seen a whirlwind of events and actions that have directly impacted consumers’ personal finances. The coming months are likely to bring more. The question is, how are you going to respond? Responding quickly to current…

On The Move – May 10, 2022

May 10, 2022 – Effective Date of Change Protective Life Asset Builder II 10 No ROP 10,000+ 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 3.85%  1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 19% 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 3.60%  1-Year S&P 500 Performance Trigger:  Cap 3.35%  1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 79%…

Smiling young couple shaking hands with an advisor

The Value of Relationship Marketing

The relationship between you and the client is one of your most important assets. Focusing on loyalty and long-term engagement will almost always pay off more than “turn-and-burn,” sales-focused approaches. This is especially true today when people value experience, communication, and personality. Not only do they value these attributes, but they have also come to…

On The Move – May 3, 2022

May 02, 2022 – Effective Date of Change Global Atlantic Financial Group Fixed Index Annuity Choice Income II 10 with Income Multiplier Benefit 25,000+ 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.00%  1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.40%  1 Year Fixed Rate:  Rate 2.40% 1 Year MSCI EAFE Point to Point with Cap:  Cap 5.00% …

Software developer checking banking account via appication on smartphone when calculating money

CD Renewal vs Replacement

As we’ve discussed in recent weeks, April is one of the biggest months for CD renewals. Despite low rates, untold amounts of money will roll back into CDs. This means lower spending power for those who rely on CDs for savings vehicles. So why are so many consumers willing to renew rather than replace? Reasons…