On The Move – November 12, 2024

November 13, 2024 – Effective Date of Change Aspida Fixed Indexed Annuity Synergy Choice Bonus 10 25,000+ Synergy Choice Bonus 10 100,000+ Synergy Choice Bonus 10 CA 25,000+ Synergy Choice Bonus 10 CA 100,000+ Synergy Choice Max 10 25,000+ Synergy Choice Max 10 100,000+ Synergy Choice Max 5 25,000+ Synergy Choice Max 5 100,000+ November 15, 2024 – Effective Date of Change AuguStar…

A man who is covered by a long-term care insurance policy

The SPL Alternative

The conversation about long-term care can be difficult. Many people have yet to consider the impact it can have on their retirement. Others do not want to accept that a time may come when they can no longer live independently. However, the truth is that nearly 70% of Americans will need long-term care at some…

A retired couple discussing long-term care plans and options

Long-Term Care Insurance Awareness Month

November is Long-Term Care Insurance Awareness Month. Like other “Awareness Month” campaigns (Life Insurance in September and Annuity in June), this presents an opportunity to discuss how a certain solution—in this case, LTC coverage—can fit within your clients’ and prospects’ retirement portfolios. The conversation about long-term care can be difficult. Many people have yet to…

On The Move – October 29, 2024

October 31, 2024 – Effective Date of Change Ibexis Fixed Indexed Annuity FIA Plus 10 25,000+ FIA Plus 10 100,000+ FIA Plus 10 Premium Bonus 25,000+ FIA Plus 10 Premium Bonus 100,000+ FIA Plus 5 25,000+ FIA Plus 5 100,000+ FIA Plus 5 Premium Bonus 25,000+ FIA Plus 5 Premium Bonus 100,000+ FIA Plus 7 25,000+ FIA Plus 7 100,000+ FIA Plus 7 Premium Bonus 25,000+…

Retirees are happy because they hired an advisor that used IAMS Social Security Navigator program

SSA Announces COLA Increase for 2025

The more than 68 million Americans who receive Social Security retirement benefits are set to receive a cost-of-living increase next year. The Social Security Administration (SSA) announced last week a 2.5% COLA boost for 2025. This is slightly lower than last year’s 3.2% increase but on par with current inflationary rates. The increase will see the average…

On The Move – October 15, 2024

October 16, 2024 – Effective Date of Change Farmers Life Insurance Company Fixed Indexed Annuity Farmers Harvest 10 10,000+ Farmers Harvest 10 Enhanced Liquiditiy 10,000+ Farmers Harvest 10 Premium Bonus 10,000+ Farmers Harvest 5 10,000+ Farmers Harvest 5 Enhanced Liquiditiy 10,000+ Farmers Harvest 7 10,000+ Farmers Harvest 7 Enhanced Liquiditiy 10,000+ Farmers Harvest 7 Premium Bonus 10,000+ October 21, 2024 – Effective Date…

On The Move – October 8, 2024

October 10, 2024 – Effective Date of Change Fidelity & Guaranty Life Fixed Indexed Annuity FG Accelerator Plus 10 10,000+ FG Accelerator Plus 14 10,000+ Performance Pro with GMWB 10,000+ Prosperity Elite 10 Enhancement 10,000+ Prosperity Elite 10 Protection 10,000+ Prosperity Elite 14 Enhancement 10,000+ Prosperity Elite 14 Protection 10,000+ Prosperity Elite 7 Enhancement 10,000+ Prosperity Elite 7 Protection 10,000+ MYGA October 11, 2024…