Today’s newspapers are filled with stories that might concern people saving for, or entering, retirement. Obviously, recent months of inflation and market volatility are still hindering people’s ability to build up their nest eggs. Even hotter off the press is the March 10 collapse of California’s Silicon Valley Bank, which has not only diminished confidence…
March 15, 2023 – Effective Date of Change Lincoln Financial Group Lincoln OptiBlend 10 10,000+ Lincoln OptiBlend 10 100,000+ Lincoln OptiBlend 10 CA 10,000+ Lincoln OptiBlend 10 CA 100,000+ Lincoln OptiBlend 7 10,000+ Lincoln OptiBlend 7 100,000+ Lincoln OptiBlend 7 CA 10,000+ Lincoln OptiBlend 7 CA 100,000+ March 16, 2023 – Effective Date of Change Upstream Life MYGA
The age-old adage “steel sharpens steel” illustrates how, by surrounding ourselves with greatness, we too can achieve greatness. This is the driving force behind the IAMS Life & Annuity Academy. As IAMS’ first in-person event of 2023, the Academy brings together experts in the financial services space, including top producers, carriers, and industry leaders, to…
March 8, 2023 – Effective Date of Change Fidelity & Guaranty Life Insurance Company of New York Fixed Indexed Annuity FGNY Index-Choice 10 10,000+ Fixed: Rate 3.00% S&P 500 Monthly Point-to-Point: Cap 2.25% S&P 500 Monthly Averaging: Cap 7.25% S&P 500 Annual Point-to-Point: Cap 7.00% March 10, 2023 – Effective Date of Change American Equity Investment Life Insurance Company MYGA GuaranteeShield 5 10,000+ 4.65%…
Tax season is upon us. While it is unlikely you will be handling your client’s taxes, there are opportunities to be found within their tax returns. Those tax returns tell a story. This snapshot of last year’s financial activity is a great resource that advisors can use to help write the next chapter, one addressing…
February 28, 2023 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ 1-Year Point-to-Point S&P 500: Cap 8.500% 2-Year Point-to-Point GS Momentum Builder : Part Rate 225% 1-Year Point-to-Point GS Momentum Builder : Part Rate 155% 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 197% 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate…
At its core, Capital Transfer is the process of transferring a client’s assets to their beneficiaries in the most tax-efficient manner possible. Because they are allowed an unlimited transfer of assets to a spouse, Capital Transfer typically revolves around the transfer of assets to the next generation. Life insurance is a very common tool used…
February 21, 2023 – Effective Date of Change Lincoln Financial Group Fixed Indexed Annuity Lincoln OptiBlend 10 10,000+ 1-Year S&P 500 Point-to-Point with Cap: Cap 7.75% 1-Year Fixed Account: Rate 3.60% 1-Year S&P 500 Participation: Part Rate 35% 1 Year Fidelity AIM Dividend Participation: Part Rate 150% 1 Year BlackRock Dynamic Allocation Participation: Part Rate 175% 2 Year BlackRock Dynamic Allocation…
Professional development is paramount to success. This applies to any line of work, especially to those in the financial services space. This has always been a fast-paced industry, but the past few years have thrown more wrenches into the proverbial gears than any of us have seen in a long time. Market volatility. Concerns of…
Selling financial products and services can be challenging. The process of turning a newly identified lead into a loyal client involves multiple factors. Everything from your initial marketing touches to the way you come across during personal interactions can, and will, influence the consumer’s final decision. One of the biggest factors at play here is…
