When it comes to life insurance, many agents and advisors focus most of their efforts on consumers. This can be a wide-open market that consists of young families, those nearing retirement, and everyone in between. However, it would be a mistake to overlook the equally-open territory of small businesses. Many business owners may not be…
September 20, 2022 – Effective Date of Change Protective Life MYGA Balance Annuity 5 MYGA 10,000+ 1.00% w/ 2.50% Bonus Balance Annuity 5 MYGA 100,000+ 1.10% w/ 2.50% Bonus Balance Annuity 5 MYGA with ROP 10,000+ 1.00% w/ 1.00% Bonus Balance Annuity 5 MYGA with ROP 100,000+ 1.10% w/ 1.00% Bonus Secure Saver 5 10,000+ 2.70% Secure Saver 5 25,000+ 3.60% Secure Saver 5 75,000+ 3.80% Secure Saver 7 10,000+ 3.00% Secure…
In many ways, Millennials are the perfect storm of opportunity for life insurance agents and advisors. The largest generation in American history also represents more than one-third of the workforce. With the Boomer generation at or near retirement age, and Gen-Xers turning that corner, advisors would be wise to start paying more attention to Millennials.…
September 9, 2022 – Effective Date of Change American Life Fixed Indexed Annuity American Select 10 20,000+ Fixed Rate: Rate 2.80% S&P 500 Annual Point-to-Point Cap: Cap 8.50% S&P 500 Annual Point-to-Point Par: Part Rate 42% S&P 500 MARC 5 ER Annual Point-to-Point Par: Part Rate 150% Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par: Part Rate 115% GS Xenith 1-…
Nearly half of American adults do not have life insurance. This is a little surprising, as the COVID-19 pandemic has raised consumer awareness about the benefits of life insurance. So why aren’t more people buying policies? There are several common reasons people give for going without coverage; most can be traced back to misconceptions. In…
September 06, 2022 – Effective Date of Change Upstream Life MYGA Secure Legacy 10 Year 10,000+ 4.00% Secure Legacy 10 Year 81+ 10,000+ 3.75% Secure Legacy 10 Year 81+ NV 10,000+ 3.65% Secure Legacy 10 Year NV 10,000+ 3.90% Secure Legacy 15 Year 10,000+ 4.00% Secure Legacy 15 Year 81+ 10,000+ 3.75% Secure Legacy 15 Year 81+ NV 10,000+ 3.65% Secure Legacy 15 Year NV 10,000+ 3.90% Secure Legacy 3 Year 10,000+ 4.00% Secure…
Awareness campaigns and social media go hand in hand. No matter the topic, these initiatives would struggle to get off the ground without social media driving the conversation. And as many of you have already noticed, this month’s conversation revolves around life insurance. While the primary intent of Life Insurance Awareness Month is consumer education, this annual…
Aug 29, 2022 – Effective Date of Change American General Life Insurance Company Fixed Indexed Annuity Power 10 Protector 25,000+ 1 Year S&P 500 Annual Point to Point: Cap 8.00% 1 Year Fixed Account: Rate 3.65% 1 Year S&P 500 Annual Point to Point with Participation: Part Rate 38% 1 Year PIMCO Global Optima Index Annual Point to Point with…
A marketing plan is a lot like a business plan. It organizes many aspects of your business and projects forward to specific, achievable goals. You can think of a marketing plan as part of your overall business plan or as something that dovetails with your business plan. Having a written catalog of marketing goals is…
The Inflation Reduction Act of 2022 passed both chambers of Congress in August and has been signed into law by President Biden. Following nearly a year of debate and doubt over whether the bill would die in a divided Senate, it narrowly passed on a party-line vote. The Democrat-controlled House followed suit, paving the way…
