April 23, 2025 – Effective Date of Change
American National Insurance Company (Legacy)
Fixed Annuity
- Wealth Quest Citadel 5 Diamond 5,000+ 4.25% w/ 1.00% Bonus
- Wealth Quest Citadel 5 Diamond 100,000+ 4.35% w/ 1.00% Bonus
- Wealth Quest Citadel 7 Diamond 5,000+ 4.38% w/ 2.00% Bonus
- Wealth Quest Citadel 7 Diamond 100,000+ 4.48% w/ 2.00% Bonus
Fixed Indexed Annuity
Rate Certainty Annuity 10 10,000+
- Declared Rate: Rate: 3.75%
- 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger: Cap 5.7% Floor 2%
- 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger: Cap 7.7%
- 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger : Cap 9.2%
Rate Certainty Annuity 20 10,000+
- Declared Rate: Rate: 3.5%
- 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger: Cap 5.7% Floor 2%
- 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger: Cap 7.7%
- 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger : Cap 9.2%
Rate Certainty Annuity 7 10,000+
- Declared Rate: Rate: 3.75%
- 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger: Cap 5.7% Floor 2%
- 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger: Cap 7.45%
- 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger : Cap 8.8%
Strategy Indexed Annuity PLUS 10 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap & 20% Max: Cap 12% Part Rate 100%
- 1 Year S&P 500 Annual Point-to-Point With 100% PR: Cap 8% Part Rate 100%
- 1 Year S&P 500 Annual Point-to-Point Uncapped PR: Part Rate 35%
- 1 Year Declared Rate: Rate: 3.5%
- 1 Year S&P MARC 5% ER Low Volatility Participation: Part Rate 125%
- 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap: Cap 8% Part Rate 100%
- BNPP Patriot Technologies Participation: Part Rate 130%
Strategy Indexed Annuity PLUS 10 CA/OR/NJ 10,000+
- 1 Year Declared Rate: Rate: 3.5%
- 1 Year S&P 500 Annual Point-to-Point With 100% PR: Cap 8%
- 1 Year S&P 500 Annual Point-to-Point 50% PR : Cap 9% Part Rate 50%
- 1 Year S&P 500 Annual Point-to-Point Uncapped PR: Part Rate 35%
- 1 Year S&P MARC 5% ER Low Volatility Participation: Part Rate 125%
- 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap: Cap 8% Part Rate 100%
- 1 Year S&P 500 Performance with a Specified Rate: Cap 4.5%
- 1 Year S&P 500 Monthly Point-to-Point: Cap 2%
Strategy Indexed Annuity PLUS 7 10,000+
- 1 Year S&P MARC 5% ER Low Volatility Participation: Part Rate 120%
- 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap: Cap 6% Part Rate 100%
- 1 Year S&P 500 Annual Point-to-Point with 100% PR: Cap 6% Part Rate 100%
- 1 Year S&P 500 Annual Point-to-Point Uncapped PR: Part Rate 30%
- 1 Year Declared Rate: Rate: 3%
Strategy Indexed Annuity PLUS 7 CA/OR/NJ 10,000+
- 1 Year Declared Rate: Rate: 3%
- 1 Year S&P 500 Annual Point-to-Point with 100% PR: Cap 6%
- 1 Year S&P 500 Annual Point-to-Point 50% PR : Cap 6% Part Rate 50%
- 1 Year S&P 500 Annual Point-to-Point Uncapped PR: Part Rate 30%
- 1 Year S&P MARC 5% ER Low Volatility Participation: Part Rate 120%
- 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap: Cap 6% Part Rate 100%
- 1 Year S&P 500 Performance with a Specified Rate: Cap 3.75%
- 1 Year S&P 500 Monthly Point-to-Point: Cap 1.75%
MYGA
- Palladium Match MYG Annuity 3 5,000+ 4.60%
- Palladium Match MYG Annuity 3 100,000+ 4.70%
- Palladium Match MYG Annuity 3 250,000+ 4.85%
- Palladium Match MYG Annuity 5 5,000+ 4.70%
- Palladium Match MYG Annuity 5 100,000+ 4.80%
- Palladium Match MYG Annuity 5 250,000+ 4.95%
- Palladium Match MYG Annuity 7 5,000+ 4.85%
- Palladium Match MYG Annuity 7 100,000+ 4.95%
- Palladium Match MYG Annuity 7 250,000+ 5.10%
- Palladium MYG Annuity 10 5,000+ 4.85%
- Palladium MYG Annuity 10 100,000+ 4.95%
- Palladium MYG Annuity 10 250,000+ 5.10%
- Palladium MYG Annuity 3 5,000+ 4.70%
- Palladium MYG Annuity 3 100,000+ 4.80%
- Palladium MYG Annuity 3 250,000+ 4.95%
- Palladium MYG Annuity 5 5,000+ 4.90%
- Palladium MYG Annuity 5 100,000+ 5.00%
- Palladium MYG Annuity 5 250,000+ 5.15%
- Palladium MYG Annuity 6 5,000+ 5.07% w/ 5.00% Bonus
- Palladium MYG Annuity 6 100,000+ 5.17% w/ 5.00% Bonus
- Palladium MYG Annuity 6 250,000+ 5.32% w/ 5.00% Bonus
- Palladium MYG Annuity 7 5,000+ 5.00%
- Palladium MYG Annuity 7 100,000+ 5.10%
- Palladium MYG Annuity 7 250,000+ 5.25%
- Palladium MYG Annuity 8 5,000+ 4.85%
- Palladium MYG Annuity 8 100,000+ 4.95%
- Palladium MYG Annuity 8 250,000+ 5.10%
- Palladium MYG Annuity 9 5,000+ 4.85%
- Palladium MYG Annuity 9 100,000+ 4.95%
- Palladium MYG Annuity 9 250,000+ 5.10%
Navigate uncertainty with confidence
With today’s unpredictable market swings, clients are more concerned than ever about protecting their hard-earned retirement assets. That’s why we’re bringing back our Market Volatility Survival Kit, a powerful resource to help you guide your clients through economic uncertainty.
This comprehensive kit highlights features tried-and-true sales strategies, an FIA index performance guide, and tools you can use to calm nervous clients and prospects – showing them the importance of playing the long game by using sound logic, not emotion, to guide their financial decision making.
Request your kit today. Click here to learn more.
