On The Move – April 29, 2025

May 1, 2025 – Effective Date of Change

American National Insurance Company

MYGA

• Palladium Match MYG Annuity 3 5,000+  4.60%
• Palladium Match MYG Annuity 3 100,000+  4.70%
• Palladium Match MYG Annuity 3 250,000+  4.85%
• Palladium Match MYG Annuity 5 5,000+  4.70%
• Palladium Match MYG Annuity 5 100,000+  4.80%
• Palladium Match MYG Annuity 5 250,000+  4.95%
• Palladium Match MYG Annuity 7 5,000+  4.85%
• Palladium Match MYG Annuity 7 100,000+  4.95%
• Palladium Match MYG Annuity 7 250,000+  5.10%
• Palladium MYG Annuity 10 5,000+  4.85%
• Palladium MYG Annuity 10 100,000+  4.95%
• Palladium MYG Annuity 10 250,000+  5.10%
• Palladium MYG Annuity 3 5,000+  4.70%
• Palladium MYG Annuity 3 100,000+  4.80%
• Palladium MYG Annuity 3 250,000+  4.95%
• Palladium MYG Annuity 5 5,000+  4.90%
• Palladium MYG Annuity 5 100,000+  5.00%
• Palladium MYG Annuity 5 250,000+  5.15%
• Palladium MYG Annuity 6 5,000+  5.07% w/ 5.00% Bonus
• Palladium MYG Annuity 6 100,000+  5.17% w/ 5.00% Bonus
• Palladium MYG Annuity 6 250,000+  5.32% w/ 5.00% Bonus
• Palladium MYG Annuity 7 5,000+  5.00%
• Palladium MYG Annuity 7 100,000+  5.10%
• Palladium MYG Annuity 7 250,000+  5.25%
• Palladium MYG Annuity 8 5,000+  4.85%
• Palladium MYG Annuity 8 100,000+  4.95%
• Palladium MYG Annuity 8 250,000+  5.10%
• Palladium MYG Annuity 9 5,000+  4.85%
• Palladium MYG Annuity 9 100,000+  4.95%
• Palladium MYG Annuity 9 250,000+  5.10%

Guaranty Income Life

WealthChoice 10 20,000+

• 1-Year Barclays Global Quality Index Par:  Part Rate 165%
• 1-Year S&P 500 Price Return Performance Trigger:  Cap 6.7% 
• 1-Year S&P Dynamic Intraday TCA Index Cap:  Cap 11% 
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 8.5% 
• 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40%
• 1-Year S&P 500 Monthly Sum:  Cap 2.25% 
• 1 Year Fixed Rate:  Rate: 10%
• 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 140%

WealthChoice 10 with Premium Bonus 20,000+

• 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 100%
• 1 Year Fixed Rate:  Rate: 4%
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 6.5% 
• 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 25%
• 1-Year S&P 500 Monthly Sum:  Cap 2% 
• 1-Year Barclays Global Quality Index Par:  Part Rate 125%
• 1-Year S&P 500 Price Return Performance Trigger:  Cap 5.3% 
• 1-Year S&P Dynamic Intraday TCA Index Cap:  Cap 8% 

WealthChoice 5 20,000+

• 1-Year Barclays Global Quality Index Par:  Part Rate 160%
• 1-Year S&P Dynamic Intraday TCA Index Cap:  Cap 12.75% 
• 1-Year S&P 500 Price Return Performance Trigger:  Cap 7% 
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 10.5% 
• 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 45%
• 1-Year S&P 500 Monthly Sum:  Cap 2.5% 
• 1 Year Fixed Rate:  Rate: 8%
• 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 145%

WealthChoice 7 20,000+

• 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 150%
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 10.75% 
• 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 45%
• 1-Year S&P 500 Monthly Sum:  Cap 2.5% 
• 1 Year Fixed Rate:  Rate: 9%
• 1-Year Barclays Global Quality Index Par:  Part Rate 165%
• 1-Year S&P 500 Price Return Performance Trigger:  Cap 7.1% 
• 1-Year S&P Dynamic Intraday TCA Index Cap:  Cap 13% 

Nassau Life and Annuity Company

Fixed Indexed Annuity

Nassau Bonus Annuity 10 Group A 15,000+

• 1 Year Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%

Nassau Bonus Annuity 10 Group A with Income 15,000+

• Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%

Nassau Bonus Annuity 10 Group B 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group B With Income 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group C 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group C With Income 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity Plus 10 Group A 15,000+

• 1 Year Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%
• 1-year Smart Passage SG – Participation Rate:  Part Rate 40%
• 1-year Smart Passage SG – Participation Rate with Fee:  Part Rate 52%
• 2-year Smart Passage SG – Participation Rate:  Part Rate 55%
• 2-year Smart Passage SG – Participation Rate with Fee:  Part Rate 72%

Nassau Bonus Annuity Plus 10 Group B 15,000+

• 1-year Smart Passage SG – Participation Rate:  Part Rate 37%
• 1-year Smart Passage SG – Participation Rate with Fee:  Part Rate 50%
• 2-year Smart Passage SG – Participation Rate:  Part Rate 52%
• 2-year Smart Passage SG – Participation Rate with Fee:  Part Rate 70%
• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Growth Annuity 10 Group A 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 103%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 125%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 40%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 51%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 63%
• 1-year S&P 500 – Cap:  Cap 10% 
• 1-year S&P 500 – Participation Rate:  Part Rate 52%
• 2-Year S&P 500 – Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 180%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 220%
• 1 Year Fixed Account:  Rate: 4.5%

Nassau Growth Annuity 10 Group A with Income 15,000+

• 1-year S&P 500 – Cap:  Cap 10% 
• 1-year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year S&P 500 – Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 180%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participatin Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 220%
• 1 Year Fixed Account:  Rate: 4.5%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 103%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 125%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 40%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 51%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 63%

Nassau Growth Annuity 10 Group B 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group B with Income 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group C with Income 15,000+

• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 7 Group B 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 89%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 110%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 33%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 43%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 55%
• 1 Year Fixed Account:  Rate: 3.7%
• 1-year S&P 500 Cap:  Cap 9% 
• 1-year S&P 500 Participation Rate:  Part Rate 45%
• 2-year S&P 500 Participation Rate:  Part Rate 59%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 155%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 56%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 74%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 195%

Nassau Growth Annuity 7 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 9% 
• 1-year S&P 500 Participation Rate:  Part Rate 45%
• 2-year S&P 500 Participation Rate:  Part Rate 59%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 155%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 56%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 74%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 195%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 89%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 110%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 33%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 43%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 55%
• 1 Year Fixed Account:  Rate: 3.7%

Nassau Income Accelerator Group A 15,000+

• 1-year Nasdaq-100 Participation Rate:  Part Rate 15%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 22%
• 1-year S&P 500 Cap Rate:  Cap 4% 
• 1 Year Fixed Account:  Rate: 1.5%
• 1-year S&P 500 Participation Rate:  Part Rate 18%
• 2-year S&P 500 Participation Rate:  Part Rate 25%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 32%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 24%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 55%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 41%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 35%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 28%

Nassau Income Accelerator Group B 15,000+

• 1 Year Fixed Account:  Rate: 1.25%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Income Accelerator Group C 15,000+

• 1 Year Fixed Account:  Rate: 2.8%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Income Accelerator Group D 15,000+

• 1 Year Fixed Account:  Rate: 2.8%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Personal Income Annuity Group A 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 95%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 32%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 55%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 15%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 24%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 22%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 1 Year S&P 500 Par With Fee:  Part Rate 28%
• 2 Year S&P 500 Par With Fee:  Part Rate 41%
• Monthly S&P 500:  Cap 1.15% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 4% 
• 1-Year S&P 500 Participation :  Part Rate 18%
• 2-Year S&P 500 Participation:  Part Rate 25%
• 1-Year UBSTMAI Spread:  Spread 4.75% 
• 2-Year UBSTMAI Spread:  Spread 4.75% 
• 1 Year Fixed Account:  Rate: 1.5%

Nassau Personal Income Annuity Group B 15,000+

• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 1.25%
• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%

Nassau Personal Income Annuity Group C 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%
• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 2.8%

Nassau Personal Income Annuity Group D 15,000+

• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 2.8%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%

Nassau Personal Protection Choice^SM Group A 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 118%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 67%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 25%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 34%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 1 Year S&P 500 Par With Fee:  Part Rate 39%
• 2 Year S&P 500 Par With Fee:  Part Rate 56%
• S&P 500 Monthly Cap:  Cap 1.75% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 6% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 29%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 40%
• 1-Year CSTMAI Point-to-Point Spread:  Spread 0.75% 
• 2-Year CSTMAI Point-to-Point Spread:  Spread 0.25% 
• 1-Year Fixed Account:  Rate: 3%

Nassau Personal Protection Choice^SM Group B 15,000+

• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.7%
• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%

Nassau Personal Protection Choice^SM Group C 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%
• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.8%

Nassau Personal Protection Choice^SM Group D 15,000+

• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.8%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%

MYGA

• Nassau MYAnnuity 5X 0% Free 10,000+  5.50%
• Nassau MYAnnuity 5X 10% Free 10,000+  5.30%
• Nassau MYAnnuity 7X 0% Free 10,000+  5.55%
• Nassau MYAnnuity 7X 10% Free 10,000+  5.35%
• Nassau Simple Annuity 4 5,000+  5.25%
• Nassau Simple Annuity 6 5,000+  5.50%

Oceanview Life and Annuity

MYGA

Nassau Bonus Annuity 10 Group A 15,000+

• 1 Year Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%

Nassau Bonus Annuity 10 Group A with Income 15,000+

• Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%

Nassau Bonus Annuity 10 Group B 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group B With Income 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group C 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity 10 Group C With Income 15,000+

• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Bonus Annuity Plus 10 Group A 15,000+

• 1 Year Fixed Account:  Rate: 3.25%
• 1-year S&P 500 – Cap:  Cap 7.25% 
• 1-year S&P 500 – Participation Rate:  Part Rate 39%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 125%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 68%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 165%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 73%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 29%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 38%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 49%
• 1-year Smart Passage SG – Participation Rate:  Part Rate 40%
• 1-year Smart Passage SG – Participation Rate with Fee:  Part Rate 52%
• 2-year Smart Passage SG – Participation Rate:  Part Rate 55%
• 2-year Smart Passage SG – Participation Rate with Fee:  Part Rate 72%

Nassau Bonus Annuity Plus 10 Group B 15,000+

• 1-year Smart Passage SG – Participation Rate:  Part Rate 37%
• 1-year Smart Passage SG – Participation Rate with Fee:  Part Rate 50%
• 2-year Smart Passage SG – Participation Rate:  Part Rate 52%
• 2-year Smart Passage SG – Participation Rate with Fee:  Part Rate 70%
• 1 Year Fixed Account:  Rate: 3.15%
• 1-year S&P 500 Cap:  Cap 6.75% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 50%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 120%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 65%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 68%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 26%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 36%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Growth Annuity 10 Group A 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 103%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 125%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 40%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 51%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 63%
• 1-year S&P 500 – Cap:  Cap 10% 
• 1-year S&P 500 – Participation Rate:  Part Rate 52%
• 2-Year S&P 500 – Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 180%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 220%
• 1 Year Fixed Account:  Rate: 4.5%

Nassau Growth Annuity 10 Group A with Income 15,000+

• 1-year S&P 500 – Cap:  Cap 10% 
• 1-year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year S&P 500 – Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 180%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participatin Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 220%
• 1 Year Fixed Account:  Rate: 4.5%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 103%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 125%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 40%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 51%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 63%

Nassau Growth Annuity 10 Group B 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group B with Income 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 10 Group C with Income 15,000+

• 1-year S&P 500 Cap:  Cap 9.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 52%
• 2-year S&P 500 Participation Rate:  Part Rate 66%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 170%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 63%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 81%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 210%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 99%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 120%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 37%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 46%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 49%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 61%
• 1 Year Fixed Account:  Rate: 4.4%

Nassau Growth Annuity 7 Group B 15,000+

• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 89%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 110%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 33%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 43%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 55%
• 1 Year Fixed Account:  Rate: 3.7%
• 1-year S&P 500 Cap:  Cap 9% 
• 1-year S&P 500 Participation Rate:  Part Rate 45%
• 2-year S&P 500 Participation Rate:  Part Rate 59%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 155%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 56%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 74%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 195%

Nassau Growth Annuity 7 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 9% 
• 1-year S&P 500 Participation Rate:  Part Rate 45%
• 2-year S&P 500 Participation Rate:  Part Rate 59%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 155%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 56%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 74%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 195%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 89%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 110%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 33%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 43%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 55%
• 1 Year Fixed Account:  Rate: 3.7%

Nassau Income Accelerator Group A 15,000+

• 1-year Nasdaq-100 Participation Rate:  Part Rate 15%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 22%
• 1-year S&P 500 Cap Rate:  Cap 4% 
• 1 Year Fixed Account:  Rate: 1.5%
• 1-year S&P 500 Participation Rate:  Part Rate 18%
• 2-year S&P 500 Participation Rate:  Part Rate 25%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 32%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 95%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 24%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 55%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 41%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 35%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 28%

Nassau Income Accelerator Group B 15,000+

• 1 Year Fixed Account:  Rate: 1.25%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Income Accelerator Group C 15,000+

• 1 Year Fixed Account:  Rate: 2.8%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Income Accelerator Group D 15,000+

• 1 Year Fixed Account:  Rate: 2.8%
• 1-year Nasdaq-100 Participation Rate:  Part Rate 12%
• 2-year Nasdaq-100 Participation Rate:  Part Rate 17%
• 1-year S&P 500 Cap Rate:  Cap 3.5% 
• 1-year S&P 500 Participation Rate:  Part Rate 13%
• 2-year S&P 500 Participation Rate:  Part Rate 22%
• 1-year Sunrise Smart Passage SG Participation Rate:  Part Rate 26%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 85%
• 1-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 21%
• 1-year Sunrise Smart Passage SG Enhanced Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 38%
• 2-year Nasdaq-100 Enhanced Participation Rate with Fee:  Part Rate 30%
• 1-year S&P 500 Enhanced Participation Rate with Fee:  Part Rate 23%

Nassau Personal Income Annuity Group A 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 95%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 32%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 55%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 15%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 24%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 22%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35%
• 1 Year S&P 500 Par With Fee:  Part Rate 28%
• 2 Year S&P 500 Par With Fee:  Part Rate 41%
• Monthly S&P 500:  Cap 1.15% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 4% 
• 1-Year S&P 500 Participation :  Part Rate 18%
• 2-Year S&P 500 Participation:  Part Rate 25%
• 1-Year UBSTMAI Spread:  Spread 4.75% 
• 2-Year UBSTMAI Spread:  Spread 4.75% 
• 1 Year Fixed Account:  Rate: 1.5%

Nassau Personal Income Annuity Group B 15,000+

• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 1.25%
• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%

Nassau Personal Income Annuity Group C 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%
• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 2.8%

Nassau Personal Income Annuity Group D 15,000+

• 1 Year S&P 500 Par With Fee:  Part Rate 23%
• 2 Year S&P 500 Par With Fee:  Part Rate 38%
• Monthly S&P 500:  Cap 1% 
• 1-Year S&P 500 Cap:  Cap 3.5% 
• 1-Year S&P 500 Participation:  Part Rate 13%
• 2-Year S&P 500 Participation :  Part Rate 22%
• 1-Year UBSTMAI Spread:  Spread 6% 
• 2-Year UBSTMAI Spread:  Spread 7% 
• 1 Year Fixed Account:  Rate: 2.8%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 12%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 17%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30%

Nassau Personal Protection Choice^SM Group A 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 118%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 160%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 67%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 90%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 25%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 34%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 48%
• 1 Year S&P 500 Par With Fee:  Part Rate 39%
• 2 Year S&P 500 Par With Fee:  Part Rate 56%
• S&P 500 Monthly Cap:  Cap 1.75% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 6% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 29%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 40%
• 1-Year CSTMAI Point-to-Point Spread:  Spread 0.75% 
• 2-Year CSTMAI Point-to-Point Spread:  Spread 0.25% 
• 1-Year Fixed Account:  Rate: 3%

Nassau Personal Protection Choice^SM Group B 15,000+

• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.7%
• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%

Nassau Personal Protection Choice^SM Group C 15,000+

• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%
• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.8%

Nassau Personal Protection Choice^SM Group D 15,000+

• 1 Year S&P 500 Par With Fee:  Part Rate 36%
• 2 Year S&P 500 Par With Fee:  Part Rate 52%
• S&P 500 Monthly Cap:  Cap 1.6% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 5.5% 
• 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26%
• 2-Year S&P 500 Point-to-Point Participation :  Part Rate 36%
• 1-Year CSTMAI Point-to-Point Spread :  Spread 1.5% 
• 2-Year CSTMAI Point-to-Point Spread : 
• Fixed:  Rate: 2.8%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 105%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 147%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 60%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 83%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 23%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 32%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 45%

MYGA

• Nassau MYAnnuity 5X 0% Free 10,000+  5.50%
• Nassau MYAnnuity 5X 10% Free 10,000+  5.30%
• Nassau MYAnnuity 7X 0% Free 10,000+  5.55%
• Nassau MYAnnuity 7X 10% Free 10,000+  5.35%
• Nassau Simple Annuity 4 5,000+  5.25%
• Nassau Simple Annuity 6 5,000+  5.50%