On The Move – June 3, 2025

June 05, 2025 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

• 1 Year Fixed Account:  Rate: 4.1%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 99%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 119% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 144% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 193% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 11.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 19.25%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 15.5%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 115%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 143% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 189% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 196% Floor -15% 
• Rate: 4.3%

FIA Plus 10 100,000+

• Rate: 4.5%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 196% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 150% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 122%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.25%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 200% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 182% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 151% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 126% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 106%
• 1 Year Fixed Account:  Rate: 4.3%

FIA Plus 10 Premium Bonus 25,000+

• Fixed Account:  Rate: 2.75%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 63%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 4.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 75%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 156% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 88% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 115% Floor 5% 
• Annual Declared Rate:  Rate: 2.95%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 149% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 167% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 5.75%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 9.5%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 103% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 123% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 148% Floor 10% 

FIA Plus 10 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 155% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 130% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.5%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.75%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 174% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 156% Floor 10% 
• Annual Declared Rate:  Rate: 3.15%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 122% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 95% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 163% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 82%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 70%
• Fixed Account:  Rate: 2.95%

FIA Plus 5 25,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 196% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 193% Floor -15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 11.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 19%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 15.25%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 143% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 189% Floor -10% 
• 1 Year Fixed Rate Account:  Rate: 4.2%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 99%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 115%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 119% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 144% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor -10% 
• :  Rate: 4.4%

FIA Plus 5 100,000+

• Rate: 4.6%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 182% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 151% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 126% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 122%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 106%
• 1 Year Fixed Rate Account:  Rate: 4.4%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 196% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 150% Floor -2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.25%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.75%  Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 200% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 

FIA Plus 5 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.3%
• Fixed Account:  Rate: 3.1%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 73%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 95%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 99% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 124% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 159% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 177% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 123% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 143% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 168% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 176% Floor 15% 

FIA Plus 5 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 183% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 150% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 130% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 184% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 166% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 131% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 106% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 102%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 80%
• Fixed Account:  Rate: 3.3%
• Annual Declared Rate:  Rate: 3.5%

FIA Plus 7 25,000+

• Annual Declared Rate:  Rate: 4.4%
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 189% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 196% Floor -15% 
• 1 Year Fixed Account:  Rate: 4.2%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 99%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 119% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 144% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 193% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.25% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 11.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 19%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 15.25%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 115%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 143% Floor -2.5% 

FIA Plus 7 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 150% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 122%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.25%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 200% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 182% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 151% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 126% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 106%
• 1 Year Fixed Account:  Rate: 4.4%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 196% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• Annual Declared Rate:  Rate: 4.6%

FIA Plus 7 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.2%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 171% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 174% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 118% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 138% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 163% Floor 10% 
• Fixed Account:  Rate: 3%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 70%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 90%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 96% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 122% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 156% Floor 10% 

FIA Plus 7 Premium Bonus 100,000+

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 163% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 129% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 103% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 97%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 77%
• Fixed Account:  Rate: 3.2%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 125% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 181% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 178% Floor 15% 
• Annual Declared Rate:  Rate: 3.4%

MYGA Plus 3 FIA 10,000+

• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 5.2%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 5.9% 

MYGA Plus 3 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 
• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 5.5%

MYGA Plus 3 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.1%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 5.8% 

MYGA Plus 3 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.4%

MYGA Plus 5 FIA 10,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 
• 5 Year Fixed MYGA Option (Simple Interest):  Rate: 5.7%

MYGA Plus 5 FIA 100,000+

• 5 Year Fixed MYGA Option (Simple Interest):  Rate: 6%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.7% 

MYGA Plus 5 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.6%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 

MYGA Plus 5 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.6% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 7 FIA 10,000+

• 7 Year Fixed MYGA Option (Simple Interest):  Rate: 5.85%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 

MYGA Plus 7 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.7% 
• 7 Year Fixed MYGA Option (Simple Interest):  Rate: 6.2%

MYGA Plus 7 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.75%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 

MYGA Plus 7 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.6% 
• MYGA Fixed Option (Simple Interest):  Rate: 6.1%

WealthDefender 10 25,000+

• 1 Year Fixed Interest Strategy :  Rate: 4.4%
• S&P 500 1-Year Cap Rate:  Cap 8.25% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 87%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 121%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 131%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 90%

WealthDefender 10 100,000+

• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 96%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 140%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 130%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 93%
• S&P 500 1-Year Cap Rate:  Cap 9.25% 
• 1 Year Fixed Interest Strategy :  Rate: 4.6%

WealthDefender 5 25,000+

• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 84%
• 1 Year Fixed Interest Strategy :  Rate: 4.25%
• S&P 500 1-Year Cap Rate:  Cap 8.25% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 116%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 84%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 121%

WealthDefender 5 100,000+

• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 130%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 125%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 90%
• S&P 500 1-Year Cap Rate:  Cap 9.25% 
• 1 Year Fixed Interest Strategy :  Rate: 4.45%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 90%

WealthDefender 7 25,000+

• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 84%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 121%
• 1 Year Fixed Interest Strategy :  Rate: 4.3%
• S&P 500 1-Year Cap Rate:  Cap 8.25% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 84%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 116%

WealthDefender 7 100,000+

• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 125%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 90%
• S&P 500 1-Year Cap Rate:  Cap 9.25% 
• 1 Year Fixed Interest Strategy :  Rate: 4.5%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 130%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 90%

WealthDefender Bonus 10 25,000+

• 1 Year Fixed Interest Strategy :  Rate: 3.2%
• S&P 500 1-Year Cap Rate:  Cap 5.25% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 64%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 85%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 95%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 68%

WealthDefender Bonus 10 100,000+

• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 74%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 104%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 94%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 70%
• S&P 500 1-Year Cap Rate:  Cap 6.25% 
• 1 Year Fixed Interest Strategy :  Rate: 3.4%

WealthDefender Bonus 5 25,000+

• 1 Year Fixed Interest Strategy :  Rate: 3.2%
• S&P 500 1-Year Cap Rate:  Cap 6% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 69%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 92%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 72%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 99%

WealthDefender Bonus 5 100,000+

• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 108%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 78%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 101%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 75%
• S&P 500 1-Year Cap Rate:  Cap 7% 
• 1 Year Fixed Interest Strategy :  Rate: 3.4%

WealthDefender Bonus 7 25,000+

• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 68%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 91%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 71%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 100%
• 1 Year 1Fixed Interest Strategy :  Rate: 3.2%
• S&P 500 1-Year Cap Rate:  Cap 5.75% 

WealthDefender Bonus 7 100,000+

• S&P 500 1-Year Cap Rate:  Cap 6.75% 
• 1 Year 1Fixed Interest Strategy :  Rate: 3.4%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 109%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 77%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 100%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 74%

WealthDefender Bonus Plus 10 25,000+

• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 68%
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 95%
• S&P 500 1-Year Cap Rate:  Cap 5.25% 
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 64%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 85%
• 1 Year Fixed Interest Strategy :  Rate: 3.2%

WealthDefender Bonus Plus 10 100,000+

• 1 Year Fixed Interest Strategy :  Rate: 3.4%
• Nasdaq-100 Engle 10% Index – 2-Year Par Rate:  Part Rate 94%
• Nasdaq-100 Engle 10% Index – 1-Year Par Rate:  Part Rate 70%
• S&P 500 1-Year Cap Rate:  Cap 6.25% 
• Barclays Tactical Growth Index – 2-Year Par Rate:  Part Rate 104%
• Barclays Tactical Growth Index – 1-Year Par Rate:  Part Rate 74%

MYGA

• MYGA Plus 3 (Simple Interest) 10,000+  5.20%
• MYGA Plus 3 (Simple Interest) 100,000+  5.50%
• MYGA Plus 3 (Simple Interest) CA 10,000+  5.10%
• MYGA Plus 3 (Simple Interest) CA 100,000+  5.40%
• MYGA Plus 5 (Simple Interest) 10,000+  5.70%
• MYGA Plus 5 (Simple Interest) 100,000+  6.00%
• MYGA Plus 5 (Simple Interest) CA 10,000+  5.60%
• MYGA Plus 5 (Simple Interest) CA 100,000+  5.90%
• MYGA Plus 7 (Simple Interest) 10,000+  5.85%
• MYGA Plus 7 (Simple Interest) 100,000+  6.20%
• MYGA Plus 7 (Simple Interest) CA 10,000+  5.75%
• MYGA Plus 7 (Simple Interest) CA 100,000+  6.10%

Do you need more annuity resources?

With volatility back in the headlines, your clients may be feeling uneasy about their financial futures. Now’s the time to show them there’s a stable path forward. Our latest resource, Helping Clients Stay Steady Through Market Volatility, breaks down why Fixed Indexed Annuities are gaining serious traction – with over $126.9 billion in sales last year alone.

Inside, you’ll find details on:

• Innovative ways FIAs continue to offer growth potential with downside protection
• Diversifying beyond traditional safe havens, like bonds and CDs
• The power of tax deferral to boost long-term gains