On The Move – June 24, 2025

June 26, 2025 – Effective Date of Change

Ibexis

MYGA Plus 3 FIA 10,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.1% 
• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 5.2%

MYGA Plus 3 FIA 100,000+

• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 5.5%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.5% 

MYGA Plus 3 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.1%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8% 

MYGA Plus 3 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.4% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.4%

MYGA Plus 5 FIA 10,000+

• 5 Year Fixed MYGA Option (Simple Interest):  Rate: 5.7%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.6% 

MYGA Plus 5 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 9% 
• 5 Year Fixed MYGA Option (Simple Interest):  Rate: 6%

MYGA Plus 5 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.6%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.5% 

MYGA Plus 5 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.9% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 7 FIA 10,000+

• 7 Year Fixed MYGA Option (Simple Interest):  Rate: 5.85%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.6% 

MYGA Plus 7 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 9% 
• 7 Year Fixed MYGA Option (Simple Interest):  Rate: 6.2%

MYGA Plus 7 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.75%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.5% 

MYGA Plus 7 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8.9% 
• MYGA Fixed Option (Simple Interest):  Rate: 6.1%

MYGA

• MYGA Plus 3 (Simple Interest) 10,000+  5.20%
• MYGA Plus 3 (Simple Interest) 100,000+  5.50%
• MYGA Plus 3 (Simple Interest) CA 10,000+  5.10%
• MYGA Plus 3 (Simple Interest) CA 100,000+  5.40%
• MYGA Plus 5 (Simple Interest) 10,000+  5.70%
• MYGA Plus 5 (Simple Interest) 100,000+  6.00%
• MYGA Plus 5 (Simple Interest) CA 10,000+  5.60%
• MYGA Plus 5 (Simple Interest) CA 100,000+  5.90%
• MYGA Plus 7 (Simple Interest) 10,000+  5.85%
• MYGA Plus 7 (Simple Interest) 100,000+  6.20%
• MYGA Plus 7 (Simple Interest) CA 10,000+  5.75%
• MYGA Plus 7 (Simple Interest) CA 100,000+  6.10%

June 29, 2025 – Effective Date of Change

National Life Group

Fixed Indexed Annuity

Growth Driver 10 25,000+

• S&P 500® Index 1-Year Point to Point Cap:  Cap 7.5% 
• S&P 500® Index 2-Year Point to Point Cap:  Cap 15.5% 
• S&P 500® Index 1-Year Monthly Sum Cap:  Cap 1.4% 
• Global Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 130%
• Global Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 170%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 130%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 170%
• 1-Year Declared Interest:  Rate: 2.55%
• S&P 500® Index 1-Year Point to Point Cap RateBooster:  Cap 9.5% 
• S&P 500® Index 2-Year Point to Point Cap RateBooster:  Cap 20% 
• S&P 500® Index 1-Year Monthly Sum Cap RateBooster:  Cap 1.9% 
• Global Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 175%
• Global Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 235%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 175%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 235%
• S&P 500® Index Performance Trigger:  Cap 6% 
• S&P 500® Index Performance Trigger with RateBooster:  Cap 7.5% 

Growth Driver 7 25,000+

• S&P 500® Index Performance Trigger:  Cap 5.75% 
• S&P 500® Index Performance Trigger with RateBooster:  Cap 7.25% 
• 1-Year Declared Interest:  Rate: 2.5%
• S&P 500® Index 1-Year Point to Point Cap:  Cap 7% 
• S&P 500® Index 2-Year Point to Point Cap:  Cap 14.5% 
• Global Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 125%
• Global Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 165%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 125%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 165%
• S&P 500® Index 1-Year Point to Point Cap RateBooster:  Cap 9% 
• S&P 500® Index 2-Year Point to Point Cap RateBooster:  Cap 19% 
• Global Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 170%
• Global Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 230%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 170%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 230%
• S&P 500® Index 1-Year Monthly Sum Cap:  Cap 1.3% 
• S&P 500® Index 1-Year Monthly Sum Cap RateBooster:  Cap 1.8% 

Zenith Growth 10 25,000+

• 1-Year Declared Interest:  Rate: 3.35%
• S&P 500® Index 1-Year Point to Point Cap:  Cap 10.5% 
• S&P 500® Index 2-Year Point to Point Cap:  Cap 23.5% 
• Global Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 175%
• Global Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 240%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 175%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 240%
• S&P 500® Index 1-Year Point to Point Cap RateBooster:  Cap 13% 
• S&P 500® Index 2-Year Point to Point Cap RateBooster:  Cap 35% 
• Global Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 225%
• Global Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 310%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 225%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 310%
• S&P 500® Index 1-Year Monthly Sum Cap:  Cap 2.1% 
• S&P 500® Index 1-Year Monthly Sum Cap RateBooster:  Cap 2.7% 
• S&P 500® Index Performance Trigger:  Cap 8.25% 
• S&P 500® Index Performance Trigger with RateBooster:  Cap 9.75% 

Zenith Growth 7 25,000+

• 1-Year Declared Interest:  Rate: 3.25%
• S&P 500® Index 1-Year Point to Point Cap:  Cap 10.25% 
• S&P 500® Index 2-Year Point to Point Cap:  Cap 22.75% 
• Global Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 170%
• Global Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 235%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate:  Part Rate 170%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate:  Part Rate 235%
• S&P 500® Index 1-Year Point to Point Cap RateBooster:  Cap 12.5% 
• S&P 500® Index 2-Year Point to Point Cap RateBooster:  Cap 32% 
• Global Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 220%
• Global Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 305%
• US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster:  Part Rate 220%
• US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster:  Part Rate 305%
• S&P 500® Index 1-Year Monthly Sum Cap:  Cap 2% 
• S&P 500® Index 1-Year Monthly Sum Cap RateBooster:  Cap 2.6% 
• S&P 500® Index Performance Trigger:  Cap 8% 
• S&P 500® Index Performance Trigger with RateBooster:  Cap 9.5% 

Last Call for the Annuity Awareness Month Kit

With carriers adjusting rates and clients looking for stability, there’s never been a better time to talk about annuities. The IAMS 2025 Annuity Awareness Month Sales Kit gives you the tools, language, and resources to turn interest into action. The kit includes:

• Top Annuity Solutions for 2025
• Client data forms and fact-finders
• Plug-and-play social media posts
• PowerPoint presentations
• A Volatility Risk flyer
• Exclusive market studies
• Concept pages, email templates, and more! 

Leverage this opportunity to start the annuity conversation with your clients today. Click below to request the kit.