On The Move – September 2, 2025

September 3, 2025 – Effective Date of Change

Allianz Life Insurance Company of North America

Allianz Accumulation Advantage 20,000+

• PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 115%
• S&P 500 Annual Point-to-Point:  Cap 6% 
• S&P 500 Monthly Sum:  Cap 1.8% 
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 160%
• Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 115%
• BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 140%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 160%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 170%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 195%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 200%
• 2 Year Fixed Account:  Rate: 7.5%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 225%

Allianz Accumulation Advantage 100,000+

• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 245%
• 2 Year Fixed Account:  Rate: 8%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 230%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 225%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 195%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 180%
• BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 160%
• Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 135%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 180%
• S&P 500 Monthly Sum:  Cap 2.1% 
• S&P 500 Annual Point-to-Point:  Cap 7.75% 
• PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 135%

Allianz Accumulation Advantage + 20,000+

• 1 Year Fixed Account:  Rate: 2.5%
• 1 Year S&P 500 Annual Point-to-Point:  Cap 3.25% 
• 1 Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 60%
• 1 Year Bloomberg US Dynamic Balance ER Index III Annual Point-to-Point w/ PR :  Part Rate 70%
• 2-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Participation Rate:  Part Rate 80%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 75%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 80%
• 5-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Participation Rate :  Part Rate 115%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 100%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 115%
• 1 Year S&P 500 Monthly Sum:  Cap 1.2% 
• 1 Year S&P 500 Annual Point-to-Point Enhanced Cap:  Cap 5% 
• 1 Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ Enhanced PR :  Part Rate 100%
• 1 Year Bloomberg US Dynamic Balance ER Index III Annual Point-to-Point w/ Enhanced PR :  Part Rate 110%
• 2-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 135%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 125%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 135%
• 5-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 175%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 160%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Enhanced Multi Year Participation Rate:  Part Rate 175%
• 1 Year S&P 500 Monthly Sum Enhanced Cap:  Cap 1.7% 
• 5-Year Blended Futues Index Point to Point with Multi Year Participation Rate:  Part Rate 45%
• 1-Year Morgan Stanley Strategic Trends 10 ER Point to Point Participation Rate:  Part Rate 25%
• 1-Year Morgan Stanley Strategic Trends 10 ER Point to Point Enhanced Participation Rate:  Part Rate 50%
• 2-Year Morgan Stanley Stratigic Trends ER Point to Point with Multi Year Participation Rate:  Part Rate 35%
• 2-Year Morgan Stanley Stratigic Trends ER Point to Point with Enhanced Multi Year Participation Rate:  Part Rate 65%
• 5-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Multi Year Participation Rate :  Part Rate 50%
• 5-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 95%
• 5-Year Blended Futues Index Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 85%
• 2-Year Blended Futures Index Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 60%
• 1-Year S&P 500 Performance Trigger:  Cap 2.75% 
• 1-Year S&P 500 Enhanced Performance Trigger:  Cap 4.25% 
• 1 Year Blended Futures Annual Point to Point w/ Participation rate:  Part Rate 25%
• 1 Year Blended Futures Annual Point to Point w/ Enhanced Participation rate:  Part Rate 50%
• 1 Year S&P Futures ER Point to Point Participation Rate:  Part Rate 20%
• 1 Year S&P Futures ER Point to Point Enhanced Participation Rate:  Part Rate 30%
• 1-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Participation Rate:  Part Rate 75%
• 1-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Enhanced Participation Rate:  Part Rate 115%
• 2-Year Blended Futures Index Point to Point with Multi Year Participation Rate :  Part Rate 30%
• 2-Year S&P Futures Index ER Point to Point with Multi Year Participation Rate :  Part Rate 25%
• 2-Year S&P Futures Index ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 40%
• 5-Year S&P 500 Futures Point to Point with Multi Year Participation Rate :  Part Rate 35%
• 5-Year S&P 500 Futures Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 55%

Allianz Accumulation Advantage + 100,000+

• 5-Year S&P 500 Futures Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 60%
• 5-Year S&P 500 Futures Point to Point with Multi Year Participation Rate :  Part Rate 55%
• 2-Year S&P Futures Index ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 50%
• 2-Year S&P Futures Index ER Point to Point with Multi Year Participation Rate :  Part Rate 40%
• 2-Year Blended Futures Index Point to Point with Multi Year Participation Rate :  Part Rate 45%
• 1-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Enhanced Participation Rate:  Part Rate 135%
• 1-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Participation Rate:  Part Rate 95%
• 1 Year S&P Futures ER Point to Point Enhanced Participation Rate:  Part Rate 45%
• 1 Year S&P Futures ER Point to Point Participation Rate:  Part Rate 30%
• 1 Year Blended Futures Annual Point to Point w/ Enhanced Participation rate:  Part Rate 60%
• 1 Year Blended Futures Annual Point to Point w/ Participation rate:  Part Rate 35%
• 1-Year S&P 500 Enhanced Performance Trigger:  Cap 6% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.75% 
• 2-Year Blended Futures Index Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 75%
• 5-Year Blended Futues Index Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 95%
• 5-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Enhanced Multi Year Participation Rate :  Part Rate 115%
• 5-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Multi Year Participation Rate :  Part Rate 70%
• 2-Year Morgan Stanley Stratigic Trends ER Point to Point with Enhanced Multi Year Participation Rate:  Part Rate 85%
• 2-Year Morgan Stanley Stratigic Trends ER Point to Point with Multi Year Participation Rate:  Part Rate 50%
• 1-Year Morgan Stanley Strategic Trends 10 ER Point to Point Enhanced Participation Rate:  Part Rate 65%
• 1-Year Morgan Stanley Strategic Trends 10 ER Point to Point Participation Rate:  Part Rate 40%
• 5-Year Blended Futues Index Point to Point with Multi Year Participation Rate:  Part Rate 60%
• 1 Year S&P 500 Monthly Sum Enhanced Cap:  Cap 2% 
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Enhanced Multi Year Participation Rate:  Part Rate 205%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 185%
• 5-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 210%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 165%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 150%
• 2-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Enhanced Participation Rate :  Part Rate 160%
• 1 Year Bloomberg US Dynamic Balance ER Index III Annual Point-to-Point w/ Enhanced PR :  Part Rate 130%
• 1 Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ Enhanced PR :  Part Rate 120%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Cap:  Cap 7.25% 
• 1 Year S&P 500 Monthly Sum:  Cap 1.5% 
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 135%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 125%
• 5-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Participation Rate :  Part Rate 135%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 105%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 95%
• 2-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year Participation Rate:  Part Rate 105%
• 1 Year Bloomberg US Dynamic Balance ER Index III Annual Point-to-Point w/ PR :  Part Rate 90%
• 1 Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 80%
• 1 Year S&P 500 Annual Point-to-Point:  Cap 5.5% 
• 1 Year Fixed Account:  Rate: 3%

Allianz Accumulation Advantage 7 20,000+

• 1-Year S&P 500 Annual Point to Point Trigger:  Cap 4.5% 
• 2-Year S&P 500 Futures ER Point to Point with PR:  Part Rate 45%
• Fixed Account:  Rate: 4%
• 1-Year S&P 500 Annual Point-to-Point:  Cap 6% 
• 2-Year Bloomberg US Dynamic Balance ER Index III Point To Point W/ PR:  Part Rate 150%
• 2-Year PIMCO Tactical Balanced ER Index Point To Point W/ PR:  Part Rate 135%
• 1-Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 95%
• 1-Year Bloomberg US Dynamic Balance ER Index III Point To Point W/ PR :  Part Rate 110%
• 1 Year S&P 500 Futures Index ER Point-to-Point w/ PR:  Part Rate 40%

Allianz Accumulation Advantage 7 100,000+

• 1 Year S&P 500 Futures Index ER Point-to-Point w/ PR:  Part Rate 50%
• 1-Year Bloomberg US Dynamic Balance ER Index III Point To Point W/ PR :  Part Rate 130%
• 1-Year PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 120%
• 2-Year PIMCO Tactical Balanced ER Index Point To Point W/ PR:  Part Rate 160%
• 2-Year Bloomberg US Dynamic Balance ER Index III Point To Point W/ PR:  Part Rate 175%
• 1-Year S&P 500 Annual Point-to-Point:  Cap 8.5% 
• Fixed Account:  Rate: 4.5%
• 2-Year S&P 500 Futures ER Point to Point with PR:  Part Rate 55%
• 1-Year S&P 500 Annual Point to Point Trigger:  Cap 6.5% 

Allianz Benefit Control 20,000+

• 1-Year S&P 500 Monthly Sum Cap:  Cap 1.6% 
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 5% 
• Fixed Interest Account:  Rate: 2.7%
• Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 95%
• PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 90%
• BlackRock iBLD Claria ER Annual Point-to-Point w/PR :  Part Rate 110%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 115%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 110%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 125%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 155%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 150%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 160%

Allianz Benefit Control + 20,000+

• 1 Year Fixed Interest Account:  Rate: 2.7%
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 5% 
• 1-Year PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 90%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 110%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 150%
• 1-Year S&P 500 Monthly Sum Cap:  Cap 1.6% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.25% 
• 1-Year Bloomberg US Dynamic Balance III ER Highest Daily Value with PR:  Part Rate 43%
• 1-Year Bloomberg US Dynamic Balance III Annual Point to Point with PR:  Part Rate 95%
• 1-Year Morgan Stanley Strategic Trends 10 ER Annual Point to Point with PR:  Part Rate 55%
• 5-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Multi Year PR:  Part Rate 90%
• 5-Year S&P 500® Futures ER Point to Point with Multi Year PR:  Part Rate 55%
• 1-Year S&P 500® Futures ER Annual Point to Point with PR:  Part Rate 35%
• 2-Year S&P 500® Futures ER Point to Point with Multi Year PR:  Part Rate 40%
• 2-Year Bloomberg US Dynamic Balance III ER Point to Point with Multi Year PR:  Part Rate 120%
• 2-Year Morgan Stanley Strategic Trends 10 ER Point to Point with Multi Year PR:  Part Rate 65%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year PR:  Part Rate 160%
• 1 Year Blended Futures Point to Point with PR:  Part Rate 45%

Allianz Core Income 7 Annuity 10,000+

• 1-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 100%
• 2-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 145%
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 4.5% 
• 1-Year Nasdaq-100 Annual Point-to-Point Cap:  Cap 4.5% 
• 1-Year Russell 2000 Annual Point-to-Point Cap:  Cap 4.5% 
• 1-Year Bloomberg Dynamic Balance II with Spread:  Spread 4% 
• 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 4% 
• Fixed Interest Account :  Rate: 2.8%

Allianz Essential Income 7 10,000+

• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 4.5% 
• 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 4% 
• Fixed Interest Account :  Rate: 2.8%

Retirement Foundation ADV 10,000+

• Fixed Interest Account :  Rate: 3%
• 1-Year Nasdaq-100 Annual Point-to-Point Cap :  Cap 5% 
• 1-Year S&P 500 Annual Point-to-Point Cap :  Cap 5% 
• 1-Year Russell 2000 Annual Point-to-Point Cap :  Cap 5% 
• 1-Year Bloomberg Dynamic Balance II Cap :  Cap 4.25% 

American Equity Investment Life Insurance Company

Fixed Indexed Annuity

IncomeShield 10 5,000+

• 2-Year BlackRock Adaptive US Equity 5% Index Pt to Pt with PR:  Part Rate 100%
• 2-Year BlackRock Adaptive US Equity 5% Index Pt to Pt with PR:  Part Rate 150%
• 1-Year S&P 500 Annual Pt to Pt w/ Cap:  Cap 3.25% 
• 1-Year S&P 500 Monthly Pt to Pt w/ Cap:  Cap 1.3% 
• 1-Year S&P 500 Annual Pt to Pt w/ PR:  Part Rate 20%
• 1-Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ Cap:  Cap 7.5% 
• 1-Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ PR:  Part Rate 85%
• 2-Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Pt to Pt w/ PR:  Part Rate 125%
• 1 Year Fixed Account:  Rate: 2%
• 2-Year S&P 500 Pt to Pt with Cap :  Cap 7% 
• 2-Year S&P 500 Pt to Pt w/ PR:  Part Rate 30%
• 1-Year Nasdaq Premier Annual Pt to Pt with PR:  Part Rate 32%
• 1-Year Nasdaq Premier Annual Pt to Pt with Cap:  Cap 4.5% 
• 2-Year Nasdaq Premier Pt to Pt with PR:  Part Rate 45%
• 2-Year Nasdaq Premier Pt to Pt with Cap:  Cap 11% 
• 1-Year NYSE Premier Annual Pt to Pt with PR:  Part Rate 32%
• 1-Year NYSE Premier Annual Pt to Pt with Cap:  Cap 4.5% 
• 2-Year NYSE Premier Pt to Pt with PR:  Part Rate 45%
• 2-Year NYSE Premier Pt to Pt with Cap:  Cap 11% 
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with PR:  Part Rate 30%
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with Cap:  Cap 3.75% 
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with Trigger:  Cap 4% 
• 2-Year S&P 500 Advantage 15% VT TCVA ER Pt to Pt with PR:  Part Rate 45%
• 2-Year S&P 500 Advantage 15% VT TCVA ER Pt to Pt with Cap:  Cap 9% 
• 1-Year S&P 500 Annual Pt to Pt with Trigger :  Cap 2.75% 

IncomeShield Bonus 10 with a LIBR 5,000+

• 1-Year Nasdaq Premier Annual Pt to Pt with Cap:  Cap 4.5% 
• 1-Year Nasdaq Premier Annual Pt to Pt with PR:  Part Rate 32%
• 1-Year NYSE Premier Annual Pt to Pt with Cap:  Cap 4.5% 
• 1-Year NYSE Premier Annual Pt to Pt with PR:  Part Rate 32%
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with Cap:  Cap 3.75% 
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with PR:  Part Rate 30%
• 1-Year S&P 500 Advantage 15% VT TCVA ER Annual Pt to Pt with Trigger:  Cap 4% 
• 1-Year S&P 500 Annual Pt to Pt with Trigger :  Cap 2.75% 
• 2-Year Nasdaq Premier Pt to Pt with Cap:  Cap 11% 
• 2-Year Nasdaq Premier Pt to Pt with PR:  Part Rate 45%
• 2-Year NYSE Premier Pt to Pt with Cap:  Cap 11% 
• 2-Year NYSE Premier Pt to Pt with PR:  Part Rate 45%
• 2-Year S&P 500 Advantage 15% VT TCVA ER Pt to Pt with Cap:  Cap 9% 
• 2-Year S&P 500 Advantage 15% VT TCVA ER Pt to Pt with PR:  Part Rate 45%
• S&P 500 2-Year Pt to Pt w/ Cap :  Cap 7% 
• S&P 500 2-Year Pt to Pt w/ PR:  Part Rate 30%
• BlackRock Adaptive US Equity 5% Index Annual Pt to Pt with PR:  Part Rate 95%
• BlackRock Adaptive US Equity 5% Index 2-Year Pt to Pt with PR:  Part Rate 145%
• S&P 500 Annual Pt to Pt w/ Cap:  Cap 3.25% 
• S&P 500 Monthly Pt to Pt w/ Cap:  Cap 1.3% 
• S&P 500 Annual Pt to Pt w/ PR:  Part Rate 20%
• 1 Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ Cap:  Cap 7.5% 
• 1 Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ PR:  Part Rate 85%
• 2-Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Pt to Pt w/ PR:  Part Rate 125%
• Fixed Account:  Rate: 2%