On The Move – September 9, 2025

September 10, 2025 – Effective Date of Change

Nationwide Life Insurance Company

MYGA

• Secure Growth 5 10,000+  4.05%
• Secure Growth 5 100,000+  4.80%
• Secure Growth 5 (NY) 10,000+  3.60%
• Secure Growth 5 (NY) 100,000+  4.80%
• Secure Growth 5 MVA 10,000+  4.45%
• Secure Growth 5 MVA 100,000+  5.25%
• Secure Growth 5 ROP 10,000+  3.85%
• Secure Growth 5 ROP 100,000+  4.10%
• Secure Growth 5 ROP (NY) 10,000+  3.35%
• Secure Growth 5 ROP (NY) 100,000+  3.80%
• Secure Growth 7 10,000+  4.10%
• Secure Growth 7 100,000+  4.35%
• Secure Growth 7 (NY) 10,000+  3.70%
• Secure Growth 7 (NY) 100,000+  4.05%
• Secure Growth 7 MVA 10,000+  4.45%
• Secure Growth 7 MVA 100,000+  4.70%
• Secure Growth 7 ROP 10,000+  3.90%
• Secure Growth 7 ROP 100,000+  4.15%
• Secure Growth 7 ROP (NY) 10,000+  3.40%
• Secure Growth 7 ROP (NY) 100,000+  3.85%

September 12, 2025 – Effective Date of Change

Fidelity & Guaranty Life

Fixed Indexed Annuity

FG Secure Income 7 10,000+

• 1-Year S&P 500 Point-to-Point With Cap:  Cap 4.75% 
• 2-Year S&P 500 Point-to-Point With Cap:  Cap 8.25% 
• 1-Year S&P 500 Point-to-Point With Participation Rate:  Part Rate 30%
• 1-Year Index Gain Option with Declared Rate:  Cap 3.75% 
• 1-Year Fixed Account:  Rate: 3%

Sep 15, 2025 – Effective Date of Change

Lincoln Financial

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 7.05% 
• 1-Year Nasdaq Priva Participation:  Part Rate 110%
• 1 Year S&P 500 10% DRC with a 5 Year Trigger Lock:  Cap 6.85% 
• 5 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 160%
• 5 Year Multi-Year S&P 500 Participation:  Part Rate 75%
• 1-Year Fixed Account:  Rate: 4.2%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5% 
• 1-Year S&P 500 Participation:  Part Rate 55%

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 Participation:  Part Rate 60%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.55% 
• 1-Year Fixed Account:  Rate: 4.3%
• 5 Year Multi-Year S&P 500 Participation:  Part Rate 82%
• 5 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 170%
• 1 Year S&P 500 10% DRC with a 5 Year Trigger Lock:  Cap 8.5% 
• 1-Year Nasdaq Priva Participation:  Part Rate 125%
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 8.05% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.9% 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.9% 

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.5% 
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 6.5% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 6.5% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.5% 
• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Participation :  Part Rate 45%

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 Participation :  Part Rate 58%
• 1-Year Fixed Account:  Rate: 4.25%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.3% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 8.25% 
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 7.75% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.85% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.75% 
• 1-Year Nasdaq Priva Participation:  Part Rate 95%
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 6.5% 
• 5 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 140%
• 5 Year Multi-Year S&P 500 Participation:  Part Rate 65%
• 1 Year S&P 500 10% Daily Risk Control Trigger Lock:  Cap 6.65% 
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3.55%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.5% 

Lincoln OptiBlend 5 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5% 
• 1-Year Fixed Account:  Rate: 4.15%
• 1-Year S&P 500 Participation :  Part Rate 55%
• 1 Year S&P 500 10% Daily Risk Control Trigger Lock:  Cap 8% 
• 5 Year Multi-Year S&P 500 Participation:  Part Rate 75%
• 5 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 150%
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 7.5% 
• 1-Year Nasdaq Priva Participation:  Part Rate 115%
• 1-Year S&P 500 Performance Triggered :  Cap 7.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.75% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5% 

Lincoln OptiBlend 5 CA 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.25% 
• 1-Year S&P 500 Performance Triggered :  Cap 6% 
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 5.5% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 5.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.25% 
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1-Year Fixed Account:  Rate: 3%

Lincoln OptiBlend 5 CA 100,000+

• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Participation :  Part Rate 50%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 7.25% 
• 1-Year S&P 500 Point-to-Point with Cap 5-Year Lock:  Cap 7% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9% 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.5% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year Nasdaq Priva Participation:  Part Rate 105%
• 1-Year S&P 500 Point-to-Point with Cap 7-Year Lock:  Cap 7% 
• 1 Year S&P 500 10% Daily Risk Control 7 Year Trigger Lock:  Cap 6.65% 
• 7 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 150%
• 7 Year Multi-Year S&P 500 Participation:  Part Rate 70%
• 1-Year S&P 500 Participation:  Part Rate 50%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
• 1-Year Fixed Account:  Rate: 4.2%

Lincoln OptiBlend 7 100,000+

• 1-Year Fixed Account:  Rate: 4.3%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5% 
• 1-Year S&P 500 Participation:  Part Rate 58%
• 7 Year Multi-Year S&P 500 Participation:  Part Rate 80%
• 7 Year Multi-Year S&P 500 10% Daily Risk Control Participation:  Part Rate 160%
• 1 Year S&P 500 10% Daily Risk Control 7 Year Trigger Lock:  Cap 8.25% 
• 1-Year S&P 500 Point-to-Point with Cap 7-Year Lock:  Cap 8% 
• 1-Year Nasdaq Priva Participation:  Part Rate 120%
• 1-Year S&P 500 Performance Triggered :  Cap 7.85% 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75% 

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.25% 
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3.75%
• 1-Year S&P 500 Point-to-Point with Cap 7-Year Lock:  Cap 6.25% 
• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 6.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.25% 

Lincoln OptiBlend 7 CA 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.25% 
• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 8% 
• 1-Year S&P 500 Point-to-Point with Cap 7-Year Lock:  Cap 7.5% 
• 1-Year Fixed Account:  Rate: 4.2%
• 1-Year S&P 500 Participation:  Part Rate 55%
• 1-Year S&P 500 Performance Triggered :  Cap 7.5% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5%