Welcome to Underwriting with Andrea! Your go-to resource for insights, tips, and strategies in the world of underwriting. Whether you’re a seasoned professional or just starting your journey, you’ll find practical advice, industry trends, and real-world examples to help you navigate the complexities of risk assessment and decision-making. Join me, Andrea, as we explore the art and science of underwriting, one topic at a time!

On The Move – December 5, 2023

December 7, 2023 Effective Date of Change MassMutual Ascend Life Insurance Company Fixed Indexed Annuity American Landmark 3 50,000+ American Landmark 3 150,000+ American Landmark 3 Non-MVA 50,000+ American Landmark 3 Non-MVA 150,000+ American Landmark 5 10,000+ American Landmark 5 100,000+ American Landmark 5 Non-MVA 10,000+ American Landmark 5 Non-MVA 100,000+ American Legend 7 10,000+ American Legend 7 100,000+ American Legend 7 Non-MVA 10,000+ American Legend…

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On The Move – November 28, 2023

November 29, 2023 Effective Date of Change Americo (Legacy) Fixed Indexed Annuity ClassicMark 10 10,000+ ClassicMark 10 Plus 10,000+ LibertyMark Freedom 10 10,000+ LibertyMark Freedom 10 Plus 10,000+ LibertyMark Freedom 7 10,000+ Aspida Fixed Indexed Annuity Synergy Choice Max 10 25,000+ Synergy Choice Max 10 100,000+ Synergy Choice Max 5 25,000+ Synergy Choice Max 5 100,000+ WealthLock Accumulator 10 25,000+ WealthLock Accumulator 10 100,000+ WealthLock Accumulator…

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On The Move – November 14, 2023

November 15, 2023 Effective Date of Change American Equity Investment Life Insurance Company MYGA AuguStar Fixed Indexed Annuity Orbiter 10 15,000+ Orbiter 10 150,000+ Orbiter 10 Premium Bonus 15,000+ Orbiter 10 Premium Bonus 150,000+ Orbiter 5 15,000+ Orbiter 5 150,000+ Orbiter 7 15,000+ Orbiter 7 150,000+ Orbiter 7 Premium Bonus 15,000+ Orbiter 7 Premium Bonus 150,000+ OrionShield 10 15,000+ OrionShield 10 150,000+ OrionShield 10 Premium Bonus 15,000+ OrionShield…

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On The Move – October 31, 2023

Trick or treat! Athene rates have increased!  They have also just announced a .50% bonus commission on FIA’s. We’ve attached fliers with all of the details on rate and commission hikes, but here are just a couple of samples: MYGA rates that will blow away the competition: Indexing options that are second to none: These…

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On The Move – October 24, 2023

October 25, 2023 – Effective Date of Change Sagicor Life Insurance Company MYGA October 26, 2023 Effective Date of Change American Life Fixed Indexed Annuity American Fusion MYGIA 10,000+ MYGA Oceanview Life and Annuity Fixed Indexed Annuity Harbourview FIA 10 20,000+ Harbourview FIA 10 CA 20,000+ Harbourview FIA 3 20,000+ Harbourview FIA 3 CA 20,000+ Harbourview FIA 5 20,000+ Harbourview FIA 5…

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