Welcome to Underwriting with Andrea! Your go-to resource for insights, tips, and strategies in the world of underwriting. Whether you’re a seasoned professional or just starting your journey, you’ll find practical advice, industry trends, and real-world examples to help you navigate the complexities of risk assessment and decision-making. Join me, Andrea, as we explore the art and science of underwriting, one topic at a time!

On The Move – October 11, 2022

October 15, 2022 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ 1-Year Point-to-Point S&P 500:  Cap 8.750%  2-Year Point-to-Point GS Momentum Builder :  Part Rate 200% 1-Year Point-to-Point GS Momentum Builder :  Part Rate 155% 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 190% 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate…

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On The Move – October 4, 2022

October 4, 2022 – Effective Date of Change American National Insurance Company Fixed Annuity Century Plus 5,000+  2.80% w/ 5.00% Bonus Century Plus 100,000+  2.90% w/ 5.00% Bonus Palladium Group Fixed Deferred 0+  3.10% Wealth Quest Citadel 5 Diamond 5,000+  2.90% w/ 1.00% Bonus Wealth Quest Citadel 5 Diamond 100,000+  3.00% w/ 1.00% Bonus Wealth Quest Citadel 7 Diamond 5,000+  3.10% w/ 2.00% Bonus Wealth Quest Citadel 7…

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On The Move – September 20, 2022

September 20, 2022 – Effective Date of Change Protective Life MYGA Balance Annuity 5 MYGA 10,000+  1.00% w/ 2.50% Bonus Balance Annuity 5 MYGA 100,000+  1.10% w/ 2.50% Bonus Balance Annuity 5 MYGA with ROP 10,000+  1.00% w/ 1.00% Bonus Balance Annuity 5 MYGA with ROP 100,000+  1.10% w/ 1.00% Bonus Secure Saver 5 10,000+  2.70% Secure Saver 5 25,000+  3.60% Secure Saver 5 75,000+  3.80% Secure Saver 7 10,000+  3.00% Secure…

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On The Move – September 13, 2022

September 9, 2022 – Effective Date of Change American Life Fixed Indexed Annuity American Select 10 20,000+ Fixed Rate:  Rate 2.80% S&P 500 Annual Point-to-Point Cap:  Cap 8.50%  S&P 500 Annual Point-to-Point Par:  Part Rate 42% S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 150% Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 115% GS Xenith 1-…

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On The Move – September 6, 2022

September 06, 2022 – Effective Date of Change Upstream Life MYGA Secure Legacy 10 Year 10,000+  4.00% Secure Legacy 10 Year 81+ 10,000+  3.75% Secure Legacy 10 Year 81+ NV 10,000+  3.65% Secure Legacy 10 Year NV 10,000+  3.90% Secure Legacy 15 Year 10,000+  4.00% Secure Legacy 15 Year 81+ 10,000+  3.75% Secure Legacy 15 Year 81+ NV 10,000+  3.65% Secure Legacy 15 Year NV 10,000+  3.90% Secure Legacy 3 Year 10,000+  4.00% Secure…

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