Welcome to Underwriting with Andrea! Your go-to resource for insights, tips, and strategies in the world of underwriting. Whether you’re a seasoned professional or just starting your journey, you’ll find practical advice, industry trends, and real-world examples to help you navigate the complexities of risk assessment and decision-making. Join me, Andrea, as we explore the art and science of underwriting, one topic at a time!

On The Move – August 30, 2022

Aug 29, 2022 – Effective Date of Change American General Life Insurance Company Fixed Indexed Annuity Power 10 Protector 25,000+ 1 Year S&P 500 Annual Point to Point:  Cap 8.00%  1 Year Fixed Account:  Rate 3.65% 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% 1 Year PIMCO Global Optima Index Annual Point to Point with…

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On The Move – August 23, 2022

August 22, 2022 – Effective Date of Change Oceanview Life and Annuity MYGA Harbourview 10 20,000+  4.30% Harbourview 10 80,000+  4.50% Harbourview 10 (CA) 20,000+  4.15% Harbourview 10 (CA) 80,000+  4.35% Harbourview 2 20,000+  3.30% Harbourview 2 80,000+  3.50% Harbourview 2 (CA) 20,000+  3.20% Harbourview 2 (CA) 80,000+  3.40% Harbourview 3 20,000+  3.65% Harbourview 3 80,000+  3.85% Harbourview 3 (CA) 20,000+  3.55% Harbourview 3 (CA) 80,000+  3.75% Harbourview 4 20,000+  4.05% Harbourview 4 80,000+  4.25% Harbourview 4 (CA) 20,000+  3.90% Harbourview 4 (CA) 80,000+  4.10% Harbourview 5 20,000+  4.10% Harbourview…

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On The Move – August 16, 2022

August 15, 2022 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ 1-Year Point-to-Point S&P 500:  Cap 6.75%  2-Year Point-to-Point GS Momentum Builder:  Part Rate 170% 1-Year Point-to-Point GS Momentum Builder:  Part Rate 120% 2-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 145% 1-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 105% 1-Year Fixed Interest…

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On The Move – August 9, 2022

August 8, 2022 – Effective Date of Change AIG Fixed Annuity American Pathway 5 – 1 Year Premium Bonus GROP 5,000+  2.70% American Pathway 5 – 1 Year Premium Bonus GROP 100,000+  3.25% American Pathway 5 – 1 Year Premium Bonus Non GROP 5,000+  2.70% American Pathway 5 – 1 Year Premium Bonus Non GROP 100,000+  3.25% American Pathway 5 – 3 Year GROP 5,000+  2.75%…

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On The Move – August 2, 2022

July 29, 2022 – Effective Date of Change National Western Life Fixed Indexed Annuity NWL IMPACT 7® 5,000+ Option A: 1 Year Annual Point to Point with Monthly Average:  Part Rate 100% Option B: Fixed Interest Rate:  Rate 3.90% Option U: Annual Reset Low Volatility Daily Risk Control:  Part Rate 135% NWL Ultra Classic® 5,000+ Option A: Monthly Averaging Annual Reset:  Part…

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