Welcome to Underwriting with Andrea! Your go-to resource for insights, tips, and strategies in the world of underwriting. Whether you’re a seasoned professional or just starting your journey, you’ll find practical advice, industry trends, and real-world examples to help you navigate the complexities of risk assessment and decision-making. Join me, Andrea, as we explore the art and science of underwriting, one topic at a time!

On The Move – July 26, 2022

On the Move

July 22, 2022 – Effective Date of Change Fidelity & Guaranty Life  FG AccumulatorPlus 10 10,000+ 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.75%  1-Year S&P 500 Monthly Average with Cap:  Cap 8.00%  1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25%  1-Year Index Gain Option with Declared Rate:  Cap 6.25%  1-Year Fixed Account:  Rate 2.50% 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 220%…

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On The Move – July 19, 2022

On the Move

July 15, 2022 – Effective Date of Change Guaranty Income Life MYGA Guaranty Rate Lock 3 10,000+  3.85% Guaranty Rate Lock 3 100,000+  3.95% Guaranty Rate Lock 3 250,000+  3.95% Guaranty Rate Lock 3 (Non MVA) 10,000+  3.60% Guaranty Rate Lock 3 (Non MVA) 100,000+  3.70% Guaranty Rate Lock 3 (Non MVA) 250,000+  3.70% Lincoln Financial Group Fixed Indexed Annuity Lincoln OptiBlend 10 10,000+ 1-Year S&P 500 5% Daily…

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On The Move – July 11, 2022

On the Move

July 11, 2022 – Effective Date of Change Global Atlantic Financial Group Fixed Index Annuity: Choice Accumulation II 10 25,000+ 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 7.50%  1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.20%  2 Year BlackRock Diversa Volatility Control w/ Spread:  1 Year Fixed Rate:  Rate 3.00% 1 Year MSCI EAFE Point to…

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On The Move – July 5, 2022

On the Move

July 1, 2022 – Effective Date of Change Delaware Life Fixed Index Annuity: Retirement Chapters 10 25,000+ 1-Year S&P 500 Point to Point with Cap Rate:  Cap 6.00%  1-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 100% 2-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 110% 1-Year Fixed Account:  Rate 2.50% 1-Year S&P 500 Annual…

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On The Move – June 29, 2022

On the Move

June 27, 2022 – Effective Date of Change American General Life Insurance Company Fixed Index Annuity: AG Choice Index 10 25,000+ 1 Year S&P 500 Annual Point to Point:  Cap 7.50%  1 Year Fixed Account:  Rate 3.00% 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 42% 1 Year Russel 2000 Annual Point to Point:  Cap 6.75%  1 Year…

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