The conversation about long-term care can be difficult. Many people have yet to consider the impact it can have on their retirement. Others simply do not want to accept that a time may come when they can no longer live independently. But the truth is nearly 70% of Americans will need long-term care at some…
Trick or treat! Athene rates have increased! They have also just announced a .50% bonus commission on FIA’s. We’ve attached fliers with all of the details on rate and commission hikes, but here are just a couple of samples: MYGA rates that will blow away the competition: Indexing options that are second to none: These…
November is Long-Term Care Insurance Awareness Month. Like other “Awareness Month” campaigns (Life Insurance in September and Annuity in June), this presents an opportunity to discuss how a certain solution—in this case, LTC coverage—can fit within your clients’ and prospects’ retirement portfolios. The conversation about long-term care can be difficult. Many people have yet to…
October 25, 2023 – Effective Date of Change Sagicor Life Insurance Company MYGA October 26, 2023 Effective Date of Change American Life Fixed Indexed Annuity American Fusion MYGIA 10,000+ MYGA Oceanview Life and Annuity Fixed Indexed Annuity Harbourview FIA 10 20,000+ Harbourview FIA 10 CA 20,000+ Harbourview FIA 3 20,000+ Harbourview FIA 3 CA 20,000+ Harbourview FIA 5 20,000+ Harbourview FIA 5…
Finding and effectively communicating your unique value proposition (UVP) is a vital step towards success. A UVP sets you apart from the crowd and helps potential clients understand why they should choose you as their financial advisor. This should be a succinct statement that defines what makes you, as a financial advisor, different from your…
October 23, 2023 – Effective Date of Change Lincoln Financial Group Fixed Indexed Annuity Lincoln Core Capital 10,000+ Lincoln Core Capital 100,000+ Lincoln Covered Choice 5 10,000+ Lincoln Covered Choice 5 100,000+ Lincoln Covered Choice 5 Advisory 10,000+ Lincoln Covered Choice 5 Advisory 100,000+ Lincoln Covered Choice® 5 II 10,000+ Lincoln Covered Choice® 5 II 100,000+ Lincoln Covered Choice® 5 II Advisory 10,000+ Lincoln Covered…
The more than 66 million Americans who receive Social Security retirement benefits are set to receive a cost-of-living increase next year. The Social Security Administration (SSA) announced this week a 3.2% COLA boost for 2024. This is significantly lower than last year’s 8.7% increase. The increase will see the average monthly benefit check jump by almost $60…
October 15, 2023 – Effective Date of Change Lincoln Financial Group Fixed Indexed Annuity Lincoln Core Capital 10,000+ Lincoln Core Capital 100,000+ Lincoln Covered Choice 5 10,000+ Lincoln Covered Choice 5 100,000+ Lincoln Covered Choice 5 Advisory 10,000+ Lincoln Covered Choice 5 Advisory 100,000+ Lincoln Covered Choice® 5 II 10,000+ Lincoln Covered Choice® 5 II 100,000+ Lincoln Covered Choice® 5 II Advisory 10,000+ Lincoln Covered…
The role of the financial advisor has evolved significantly in recent years. Gone are the days when advisors merely executed transactions on behalf of their clients. Instead, a paradigm shift is underway, with financial professionals now emphasizing holistic financial planning. This transformation is a response to the growing need for comprehensive, client-centric advice that addresses…
October 4, 2023 – Effective Date of Change Oceanview Life and Annuity MYGA October 8, 2023 – Effective Date of Change National Life Group Fixed Indexed Annuity FIT Secure Growth 5,000+ FIT Select Income – Max Bonus 5,000+ FIT Select Income – Split Bonus 5,000+
