December 7, 2023 Effective Date of Change MassMutual Ascend Life Insurance Company Fixed Indexed Annuity American Landmark 3 50,000+ American Landmark 3 150,000+ American Landmark 3 Non-MVA 50,000+ American Landmark 3 Non-MVA 150,000+ American Landmark 5 10,000+ American Landmark 5 100,000+ American Landmark 5 Non-MVA 10,000+ American Landmark 5 Non-MVA 100,000+ American Legend 7 10,000+ American Legend 7 100,000+ American Legend 7 Non-MVA 10,000+ American Legend…
The holiday season provides a wealth of marketing opportunities for advisors. Retailers and similar businesses will bombard consumers with holiday deals, sales, and offers. The overabundance of aggressive messaging can leave people suffering from a serious case of ad fatigue. Your holiday marketing campaign should be about showing appreciation, rather than sealing a deal. By…
November 29, 2023 Effective Date of Change Americo (Legacy) Fixed Indexed Annuity ClassicMark 10 10,000+ ClassicMark 10 Plus 10,000+ LibertyMark Freedom 10 10,000+ LibertyMark Freedom 10 Plus 10,000+ LibertyMark Freedom 7 10,000+ Aspida Fixed Indexed Annuity Synergy Choice Max 10 25,000+ Synergy Choice Max 10 100,000+ Synergy Choice Max 5 25,000+ Synergy Choice Max 5 100,000+ WealthLock Accumulator 10 25,000+ WealthLock Accumulator 10 100,000+ WealthLock Accumulator…
When it comes to long-term care insurance, many producers focus their efforts on individual consumers. Understandable, given the value of LTCI in the face of rising long-term care expenses. However, it would be a mistake to overlook small businesses. Many business owners may not be aware of how long-term care insurance can be used to…
November 15, 2023 Effective Date of Change American Equity Investment Life Insurance Company MYGA AuguStar Fixed Indexed Annuity Orbiter 10 15,000+ Orbiter 10 150,000+ Orbiter 10 Premium Bonus 15,000+ Orbiter 10 Premium Bonus 150,000+ Orbiter 5 15,000+ Orbiter 5 150,000+ Orbiter 7 15,000+ Orbiter 7 150,000+ Orbiter 7 Premium Bonus 15,000+ Orbiter 7 Premium Bonus 150,000+ OrionShield 10 15,000+ OrionShield 10 150,000+ OrionShield 10 Premium Bonus 15,000+ OrionShield…
The Biden Administration announced last week the latest Department of Labor (DOL) amended fiduciary rule proposal that, if adopted, would dramatically impact the way independent advisors do business with any qualified money sales. The DOL’s 800-page “Retirement Security Rule” (available here) is allegedly designed to close loopholes in the current “Best Interest” regulations, including as…
The conversation about long-term care can be difficult. Many people have yet to consider the impact it can have on their retirement. Others simply do not want to accept that a time may come when they can no longer live independently. But the truth is nearly 70% of Americans will need long-term care at some…
Trick or treat! Athene rates have increased! They have also just announced a .50% bonus commission on FIA’s. We’ve attached fliers with all of the details on rate and commission hikes, but here are just a couple of samples: MYGA rates that will blow away the competition: Indexing options that are second to none: These…
November is Long-Term Care Insurance Awareness Month. Like other “Awareness Month” campaigns (Life Insurance in September and Annuity in June), this presents an opportunity to discuss how a certain solution—in this case, LTC coverage—can fit within your clients’ and prospects’ retirement portfolios. The conversation about long-term care can be difficult. Many people have yet to…
October 25, 2023 – Effective Date of Change Sagicor Life Insurance Company MYGA October 26, 2023 Effective Date of Change American Life Fixed Indexed Annuity American Fusion MYGIA 10,000+ MYGA Oceanview Life and Annuity Fixed Indexed Annuity Harbourview FIA 10 20,000+ Harbourview FIA 10 CA 20,000+ Harbourview FIA 3 20,000+ Harbourview FIA 3 CA 20,000+ Harbourview FIA 5 20,000+ Harbourview FIA 5…
