Social Security money

Social Security Announces COLA Increase for 2022

The nearly 65 million Americans who receive Social Security retirement benefits will see a bigger check starting next year. The Social Security Administration (SSA) announced this week a 5.9% cost-of-living adjustment for 2022. This marks the largest COLA increase since 1982 and follows last year’s meager 1.3% boost. The increase will see the average monthly…

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The Great Facebook Crash of 2021

If you’re reading this, it’s safe to assume you survived the Great Facebook Crash of Oct. 4, 2021. The massive outage took down Facebook, Instagram, and WhatsApp for roughly six hours. Like any other website or social media network, Facebook is prone to the occasional outage. While most are brief, the most recent crash was…

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The History of CD Replacement Month

Historically speaking, October has been a tumultuous month for the economy. This year will bring the 34th anniversary of Black Monday (October 19, 1987) and the 32nd anniversary of the Friday the 13th Mini Crash (1989). While the more recent financial crisis of 2008 played out over several months, much of the action – Lehman…

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Addressing the Retirement Readiness Problem

Nearly half of older American workers are ill-prepared for retirement. That’s according to a recent study published by the Insured Retirement Institute. Nearly 1,000 people aged 40 – 73 responded to the survey. The “Retirement Readiness Among Older Workers” 2021 report found that only 44% of the people surveyed think they will have enough income…

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Overcoming Life Insurance Objections

Nearly half of American adults do not have life insurance. This is a little surprising, as the COVID-19 pandemic has raised consumer awareness about the benefits of life insurance. So why aren’t more people buying policies? There are several common reasons people give for going without coverage; most can be traced back to misconceptions. In…

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Millennials and Life Insurance

In many ways, Millennials are the perfect storm of opportunity for life insurance agents and advisors. The largest generation in American history also represents more than one-third of the workforce. With the Boomer generation at or near retirement age, and Gen-Xers turning that corner, advisors would be wise to start paying more attention to Millennials.…

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Should You Have an Instagram Page?

Instagram has become a star in the world of social media marketing. Once used primarily as an image-sharing platform, the platform has made great strides toward becoming a valuable tool for businesses. But is it right for your business? Instagram Vs. Facebook There are reasons many producers might prefer a platform like Facebook over Instagram.…